Optimal Online Loans

Optimal Group Services is a registered credit provider
who understand the unique needs of our clients.

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We have created a simple to use and super quick application process for our clients. If your loan is approved, the funds will be paid into your bank account within 24 hours.

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Customers may apply online or call our dedicated call centre who will be able to assist you with customer on boarding, loan applications and customer queries.

First Time Application

If this is your first time applying for a loan, you will be required to contact our call centre to do your first application. You can contact our call centre by calling 0101403425 or emailing us directly at info@optimalcredit.co.za. Once you are registered, you can use the online application process.

How To Apply

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Step 1

Complete the super quick application process.

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Step 2

Select your desired amount and repayment terms.

Step 3

Send or upload signed application form and other documents we may require.

Step 4

If your loan is approved, the funds will be paid into your account within 24 hours.